Hailstorm lawsuit reform protects consumers
Hazel Meaux, Texans Against Lawsuit Abuse, shares the benefits of Senate Bill 10 and House Bill 1774. The legislation is aimed at reining in abusive hailstorm lawsuits, while ensuring consumers are protected.
House Bill 1774 and Senate Bill 10 offer a reasonable solution to the skyrocketing number of hailstorm lawsuits being filed in Texas by putting an end to the gaming of the system by some personal injury lawyers.
Yet, we hear critics argue that the bills protect insurers, not consumers. Unfortunately, that’s off the mark, but it’s a popular refrain from those who truly stand to lose the most if hailstorm lawsuit reform passes: personal injury lawyers.
The same storm-chasing lawyers who stand to make more than $400 million in legal fees off these cases are the ones showing the strongest and loudest opposition to reform. It’s about fattening their wallets rather than helping a property owner get whole.
The proposed legislative fix protects property owners from all the bad actors, whether it’s an insurance company or a lawyer. Both SB 10 and HB 1774 ensure Texans maintain their ability to sue their insurer, while common-sense provisions would be put in place to allow for needed predictability in the system.
Every single one of the seven causes of action — reasons under existing law that a homeowner can sue — that are available to a property owner today will remain available after these bills pass. There is a clear path to the courthouse for those with legitimate disputes with their insurers.
You can read the complete column here, as published in the Austin-American-Statesman.